PROMO SPECIFICATIONS

All PalawanPay users who complete eligible transactions, such as sending money (wallet-to-wallet, to other banks and e-wallets, or to Palawan Express), sending gifts, or purchasing items like insurance, gold, jewelry, or from online shops within the duration of the promo will be qualified to earn an e-raffle ticket and a chance to win prizes stated below:

PROMO DURATION

December 5, 2024 to January 15, 2025

COVERAGE OF PROMO

Nationwide

WHO ARE QUALIFIED TO PARTICIPATE

The promo is open to:

1. 1. All PalawanPay users residing in and out the Philippines, 13 years old and above are eligible to join.
   2. All PalawanPay users who will be able to:
      • Send Money

1. 1. • • Wallet to Wallet: Earn 1 entry per transaction, with a maximum of 10 entries per user
        • To Other Banks or E-Wallets: Earn 1 entry per transaction
        • Send to Palawan Express: Earn 1 entry per transaction
        • Send Gifts: Earn 1 entry per transaction, with a maximum of 10 entries per user

• • • Buy Gifts
      • Insurance: Earn 1 entry per transaction
      • Gold: Earn 1 entry per transaction
      • Jewelry: Earn 1 entry per transaction
      • Online Shops: Earn 1 entry per transaction

Employees of Palawan Group of Companies advertising agency and participating outlets including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promotion.

HOW TO EARN A RAFFLE ENTRY

All PalawanPay users who complete eligible transactions, such as sending money (wallet-to-wallet, to other banks and e-wallets, or to Palawan Express), sending gifts, or purchasing items like insurance, gold, jewelry, or from online shops, will be qualified to earn an e-raffle ticket.

DEADLINE OF SUBMISSION OF ENTRIES (DATE & TIME)

January 15, 2025, 11:59 PM (GMT +8)

DETERMINATION OF WINNER

A. Date and Time

The draw will be on January 22, 2025, 2:00PM, supervised by a DTI representative and representatives from Palawan Pawnshop – Palawan Express Pera Padala. (Announcement: January 29, 2025 10:00AM).

B. Venue

PPG – Makati Office – 7263 J. Victor Street, Pio del Pilar, Makati City 1230

C. Raffle Draw

1. An internal program randomizer will be used to draw the winners under a DTI representative’s supervision. A customer can only win once and one prize during the promo duration.
2. In case a customer’s name is drawn multiple times, he or she will get the prize of a higher value. Prizes will be disbursed as is and not as cash. The prize is non-transferable.
3. Order of Raffle
   1. 1g of Gold Bar 
   2. 2g of Gold Bar
   3. 5g of Gold Bar
   4. 10g of Gold Bar
   5. 20g of Gold Bar

PRIZES

Note: Please note that the value of gold may fluctuate depending on market conditions and is subject to change.

• Claiming of prize is until 60 days from receipt of written notice from the PalawanPay representative. Failure to claim prizes within the said days will be forfeited with prior DTI approval.
• Registration of prize, insurances, shipping costs, and other expenses in claiming the prize, will be borne by Palawan Group of Companies.

WINNERS

• All winners of the raffle will be announced on PalawanPay’s social media pages (Facebook). All winners will be notified via text message and registered mail by the PalawanPay officer.
• All winners will receive prizes tax free. The Palawan brand will pay tax for prizes exceeding P10,000.00.
• All winners may claim their tangible prize at the nearest Palawan Express branch. To claim the prize, winners must present a valid ID and text notification.

TERMS AND CONDITIONS

1. Palawan Group of Companies reserves the right to repurpose posted content related to this for promotional purposes.
2. Each winner shall allow PalawanPay to use his/her name or picture in its marketing communication materials.

DATA COLLECTION

An internal program randomizer will be used to draw the winners under a DTI representative’s supervision. Entries will be taken from the transactional log data from PalawanPay’s system. Customers who will meet the set criteria will be included in the pool of entries.

PROMO ANNOUNCEMENT

Announcements/collateral bearing the important promo details will be posted in PalawanPay social media pages, official website and PalawanPay app.

Per DTI Fair Trade Permit No. FTEB 208550 Series of 2024.