Making money para maabot ang mga pangarap mo is not that easy. The entire financial journey comes with its own obstacles, lalo na while working remotely. Habang focused ka with your eyes on the prize, there are just some mistakes na pwede mong ma-encounter.
Narito ang ilan sa mga red flags in the money-making process that you should be on the lookout for.
Overspending
Ang paggastos sa maling panahon can set you off track in terms of your financial goals. Going over budget ay laging isang problema na naghihintay to pounce at any time. It could be a food craving you just had to order or isang item sa iyong online shopping cart that has been sitting there for too long. Splurging comes with some good vibes, pero ang good feeling na iyon only lasts a short time.
Hold off ill-timed spending, at least until one or more of your financial goals have been ticked off. Until then, hold the phone and hold that thought.
Paying too many subscriptions
Is cabin fever creeping in? Maraming mga paraan para makapag-cope with being stuck at home, one of which is binge-watching. Ang mga streaming apps ay all the rage nowadays. It’s all about entertainment ngayong panahon na ito. Pero ang pressure of having too many subscriptions para makisabay lang sa uso might also be affecting your finances.
Oras na para magbawas ng subscriptions. Stick to the streaming app, or apps, that you always turn to for your references. Sa ngayon, go for the best option and reap the rewards in your finances.
Lack of emergency funds
Ang pag-delay ng savings ay napakadaling gawin, but you must not, especially in these trying times, amid a health crisis, that an emergency fund is a must-have. Ang pagtatabi ng pera for any unexpected non-health-related emergency is always the wisest choice. Any fund stashed away can help you get by in the worst-case scenario, kaya kung hindi kapa nag-uumpisa, consider this the sign for you to kick-off saving for an emergency fund.
Falling behind on payments
Kahit anong late payment done, be it for credit cards, utilities, or rent, can be costly. Hindi naman surprising as banks and offices typically charge fees for any delayed payment. In this case, isang solusyon lang ang makaka solve nito: pay on time. Avoid spending beyond the budget and prioritize your essential expenses over non-essential ones.
Iwasan ang mga pagkakamaling ito by having PalawanPay on hand. With the PalawanPay Mobile App, you can pay bills on time, make fund transfers for your emergency fund, or stay on budget by cashing in for the essentials.
Experience the advantages of Palawan Pawnshop – Palawan Express Pera Padala and more by downloading PalawanPay Mobile App on Google Playstore or iOS App Store.
