The rise of mobile wallets/e-wallets undoubtedly gave us convenience in terms of digital payments. Instead nga naman magkalkal ka pa ng cash mo sa physical wallet mo, few taps or swipe nalang sa smartphone mo, makakapagbayad ka na nang walang kahirap-hirap. Hindi mo na rin kailangan magpunta sa mga physical stores to pay your bills dahil you can now pay bills at the comfort of your home and more that you can do with your e-wallet.
According to Statista, the number of mobile wallet users in the Philippines is 24.6 million with a chance to hit the number of users to 75.5 million in the year 2025. With these huge number of users, masasabi natin na maaari na tayong mapunta sa tinatawag na cashless society. Dahil sa convenience and ease of use, marami ang nagsi-switch to e-wallet from using physical wallet. Bukod pa diyan ay mas safe ito dahil contactless ang transaction when using your e-wallet. But how can we sure your e-wallet is secured? Safe ba tayo sa paggamit nito? Safe ba ang money natin sa digital storage na ito?
We should assure the security of our e-wallet accounts for an obvious reason – to keep our money safe from possible theft, scam, or loss due to hacking of your account.
Thankfully, may mga practices tayo na or ing gawin to keep our e-wallet accounts safe and secure.
3. Use a unique password
Maaaring madalas na natin marinig or or in ito, pero we strongly recommend to always remember and use a strong and unique password for your e-wallet account. Do not use predictable personal information for your passwords like your initials, surname, phone number, or birthdate, dahil madaling ma-decrypt ito ng mga hackers. This is the worst thing that can happen to your e-wallet, kapag nahack ito dahil for sure malilimas ang laman ng account mo kaya always use strong and unique passwords.
2. Install your e-wallet app with trusted sources
Always do personal research kapag nagpa-plano tayong magdownload ng mobile wallet app. Before you download an e-wallet app, make sure that you are confident that it is safe and reliable. Always check for user feedback and reviews at directly download the app through official Android or App Stores like Google Play Store and IOS App Store. Minsan may mga modus ang ibang phishing scammer to create a dummy app that is made to hack user’s personal information and more. Always check if the app’s logo is legit, real, and not blurry or tampered with. Check din natin ang mga intentional spelling mistakes sa mga pangalan ng app and check unprofessional app descriptions and designs para sure tayo na hindi fake ang app na ido-download natin.
One of the most secured e-wallet apps ngayon na nakakasiguro kang walang kuskos balungos ang service and ease of use ay ang PalawanPay app. Downloadable ang PalawanPay app sa Google Play Store at IOS App store na legit na legit at sigurado kang safe na safe ang transactions mo dito. The PalawanPay app is regulated by the BSP or Bangko Sentral ng Pilipinas kaya naman wala tayong magiging problema when it comes to legitimacy and security. Kaya download mo na ‘to suki para safe ang iyong money!
1. Protect your mobile devices
Since all our transactions with our mobile devices happen over theInternet, pwedeng maging vulnerable ang ating mga devices like a smartphone to cyber attacks. Avoid using public wifi dahil mas madali para sa mga hackers to get into our personal data at or ing ma-compromise ang ating privacy.
Ugaliin din natin to regularly change password para dagdag assurance na din na malayo tayong maha-hack ng mga magagaling na hacker. Take note that always remember your password suki, mahirap na kapag nalimutan natin to. (Mahirap pa naman ang pakiramdam ng nilimot ka, joke!) You can note your passwords in your private notepad or using your other device to prevent losing your credentials. Pwede or in itong isulat sa personal notebook mo para madali mo itong marecover once na nalimutan mo ang password mo. Make sure lang na ikaw lamang ang nakakaalam ng mga private keeper mong ito. Okay?
Dahil sa napakadali nalang ang mga transactions over the Internet, easy na din sa mga cyber criminals to do hacking lalo na kung hindi tayo nagdo-doble ingat pagdating sa ating mga online activities.
